Persat Start Lending With Confidence

What If You Could
Lend And Borrow From Anyone?

Infrastructure for a world where anyone can lend to anyone, secured by digital assets and enforced by smart contracts, starting with Bitcoin.

Start Lending With Confidence

Markets

See All
BTC+1.6% $117,290.50$1.29T Cap
USDC+0.1% $1.00$315B Supply
SOL+2.4% $214.86L1 Chain
$84,320.55USD
Collateral Value+$1,240.49 (+4.2%)

Loan Agreement

BTC:USDC Fixed rate8.20% APR
BTC 1.250 24,375You: USDC
USDC 24,375.10 1.250You: BTC

Lending infrastructure where trust lives in the system — piloting with Bitcoin on Solana

Solana Anchor Pyth Bitcoin USDC

Built So You Do Not Have To
Personally Trust The Borrower

Infrastructure for trust-minimized peer-to-peer lending — secured by digital assets, enforced by smart contracts, starting with Bitcoin.

Credit That Does Not
Depend On Personal Trust

Agree terms peer-to-peer. Collateral secures the loan. Smart contracts enforce the agreement — so repayment is not a favor, it is infrastructure.

Start Lending With Confidence
1H1D1W1M1YALL
Collateral locked1.25000000 BTC
RB Robert BrianBorrower $24,500.001.85 BTC locked
CH Courtney HenryLender $12,000.00USDC lent
CF Cody FisherBorrower $5,150.750.42 BTC locked
DR Darlene RobertsonLender $8,320.00USDC lent

Anyone Can Lend To Anyone

Two parties agree terms. Collateral backs the credit. The protocol enforces repayment, default, and release — transparently and automatically.

Infrastructure Holds The Rules

Assets lock in program-controlled vaults — not company wallets. You do not hand custody to Persat; the system holds the agreement.

Discovery Without
Trusting A Middleman

Find counterparties two ways: publish a structured offer on the open marketplace, or share a private deal link with someone you already know. Either path ends in the same place — collateral-backed terms enforced on-chain, not a handshake and a hope.

  • Marketplace — browse public listings with fixed rates, duration, and LTV. Respond with structured terms only (no free-text DMs required to start).
  • Private deal links — invite one counterparty with a single-use link. They claim it, confirm terms, and lock collateral in program vaults.
  • Same enforcement — discovery is how you meet; smart contracts are how the agreement holds.
MarketplaceOpen discovery
Private linkInvite only · single-use
On-chain termsRate · duration · LTV
Vault escrowProgram-controlled

Highway first. Bitcoin is the pilot vehicle on that road.

Why Start With Bitcoin —
And Where We Are Going

Infrastructure for trust-minimized peer-to-peer lending — secured by digital assets, enforced by smart contracts, starting with Bitcoin.

TrustToday lending still depends on knowing the person
BTC firstClear demand: unlock liquidity without selling
OpenArchitecture built for more assets over time
0Companies holding your assets at any point
Collateral-Backed Credit

Digital assets secure the loan so confidence comes from the structure — not personal promises alone.

Programmable Agreements

Terms live on-chain. Enforcement is transparent and automatic — the infrastructure keeps the deal honest.

Transparent Enforcement

Oracles and vault rules keep positions honest so neither side depends on a middleman's goodwill.

Open Lending Infrastructure

A highway for peer-to-peer credit. Bitcoin is the first vehicle — not the only road we'll build.

The Problem People Already
Feel — And The Why

Infrastructure for trust-minimized peer-to-peer lending — secured by digital assets, enforced by smart contracts, starting with Bitcoin.

I have lent to people I trusted and never seen the money again. I want agreements the system can enforce — not another favor.
Robert BrianSomeone who has lent and lost
What if you did not have to personally trust the borrower? That is the idea — infrastructure that provides the security.
Courtney HenryBelieves in trust-minimized credit
Bitcoin is how we start — holders already need liquidity without selling. The bigger vision is lending anyone can use with confidence.
Cody FisherSees Bitcoin as the first pilot

Frequently Asked
Questions

Infrastructure for trust-minimized peer-to-peer lending — secured by digital assets, enforced by smart contracts, starting with Bitcoin.

How do I get started with Persat?

Join the waitlist below. Early members get first access to the Bitcoin pilot — our first market for trust-minimized, collateral-backed lending — with priority by position on the list.

Who holds my assets during a loan?

The infrastructure holds the rules. Collateral and loans sit in smart-contract vaults on Solana — not company wallets. Confidence comes from enforcement, not from trusting Persat with your keys.

Why start with Bitcoin?

Bitcoin is our first collateral asset because holders already need liquidity without selling. Lock BTC, borrow against agreed terms, repay to unlock — while the broader infrastructure stays open to more assets later.

What is Persat building overall?

Infrastructure for lending and borrowing between people who do not need to personally trust one another — collateral-backed credit, programmable agreements, transparent enforcement. Bitcoin is the first vehicle on that highway.

When is testnet?

The Bitcoin pilot is live on Solana devnet for early access. Waitlist members are notified as access expands — mainnet only after the model is proven.

Start Lending With
Confidence

Infrastructure for trust-minimized peer-to-peer lending — secured by digital assets, enforced by smart contracts, starting with Bitcoin.